Micro Essentials: Think Insurance: 24th September 4:30 – 5:30pm

Thursday 24 September 2026 | 4:30pm–5:30pm
For: New and existing micro providers
Book your place:https://events.humanitix.com/copy-of-micro-providers-local-help-my-way-think-insurance

Understanding insurance is an important part of building a safe, professional and legally compliant micro business. This practical session, delivered with Think Insurance, will explain the different types of business insurance available, helping you understand which cover you may need—and avoid paying for cover that is not relevant to your work.

The session covers public liability, employers’ liability, professional indemnity, business-use vehicle insurance, equipment and cyber cover. It will also explain when a specialist carers’ insurance policy may be relevant, particularly if you provide personal care, medication support or other hands-on care services. You will learn about appropriate levels of cover, policy exclusions, renewals, record-keeping and what insurers need to know about your work.

Learning outcomes

By the end of the session, participants will be able to:

• Explain why appropriate insurance is important for protecting themselves, their clients and their business.
• Understand what public liability insurance covers and how to choose a suitable level of cover.
• Recognise when a specialist carers’ insurance policy may be appropriate for the services they provide.
• Identify whether activities such as personal care, medication support or other hands-on assistance are included in their policy.
• Recognise when employers’ liability insurance is legally required.
• Identify when professional indemnity or malpractice cover may be needed.
• Understand the importance of adding business use to vehicle insurance when driving for work.
• Consider whether equipment, cyber or other additional insurance is appropriate.
• Check key policy details, including cover limits, exclusions, excesses and renewal dates.
• Identify the information insurers need to provide an accurate quotation and keep appropriate insurance records.